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	<title>MotorcycleInsurance.org</title>
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	<link>http://www.motorcycleinsurance.org</link>
	<description>Motorcycle Insurance Buyers Resources</description>
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		<title>2010 Motorcycle of the Year</title>
		<link>http://www.motorcycleinsurance.org/2010-motorcycle-of-the-year/</link>
		<comments>http://www.motorcycleinsurance.org/2010-motorcycle-of-the-year/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 16:18:18 +0000</pubDate>
		<dc:creator>Paul T</dc:creator>
				<category><![CDATA[BMW Motorcycles]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[2010 Motorcycle of the Year]]></category>
		<category><![CDATA[motorcycle insurance]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.org/?p=917</guid>
		<description><![CDATA[BMW motorcycles have long been known for their quality. The BMW brand signifies a top-notch vehicle, whether you’re talking about one of their luxury cars or whether you’re talking about one of their motorcycles. This year, BMW bikes demonstrated this quality in winning several distinguished awards.
The awards come from Motorrad, the Motorcycle magazine. BMW motorcycles [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.org/wp-content/uploads/2010/03/bmwsport.jpg"><img class="alignnone size-full wp-image-918" title="bmwsport" src="http://www.motorcycleinsurance.org/wp-content/uploads/2010/03/bmwsport.jpg" alt="bmwsport" width="640" height="320" /></a>BMW motorcycles have long been known for their quality. The BMW brand signifies a top-notch vehicle, whether you’re talking about one of their luxury cars or whether you’re talking about one of their motorcycles. This year, BMW bikes demonstrated this quality in winning <a href="http://www.ultimatemotorcycling.com/2010_BMW_Motorcycle_Of_The_Year_2010">several distinguished awards</a>.</p>
<p>The awards come from Motorrad, the Motorcycle magazine. BMW motorcycles won all five categories in this year’s issue, which is the best result that’s ever been achieved by a single motorcycle manufacturer in the entire history of the awards.</p>
<p>The ceremony was held at the &#8220;Motorräder Dortmund 2010&#8243; trade fair in Dortmund, Germany. This award is seen as the most significant motorcycle award in all of Europe.</p>
<p>In the Sports category, the BMW S 1000 RR four cylinder supersport took the honors. This category rated bikes based on their technical conception as well as their performance. The S 1000 RR’s Race ABS and its Dynamic Traction Control (DTC) system are at the core of this amazing sport bike, and contributed greatly to its placing in this category. The reader favorite award also went to the BMW S 1000 RR, showing confidence not only from the industry but from motorcycle enthusiasts, as well.</p>
<p>The Touring category saw two different BMW motorcycle models place. The BMW K 1300 GT won the category, and the BMW R 1200 RT took the bronze. This demonstrates BMW’s ability to produce a comfortable and safe vehicle that’s good for travel.</p>
<p>Three BMW motorcycles placed in the Enduro/Supermoto category. The BMW R 1200 GS Adventure won the segment, with the BMW R 1200 Megamoto in fourth place and the BMW F 800 GS in fifth place in the category.</p>
<p>Two other categories rounded out BMW’s wins. The All Rounders win went to the BMW K 1300 S, and the Naked Bikes category went to the BMW R 1200 R respectively.</p>
<p>If you’re looking for a high-quality motorcycle that’s known for performance as well as style, get to your BMW dealer, pick one out, call up your <a href="../../../../../">motorcycle insurance</a> agent and get it insured and then get on the road today.</p>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/9gix9/" target="_self">9GIX9</a></em></p>
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		<title>Why You Shouldn’t Wear A Motorcycle Helmet</title>
		<link>http://www.motorcycleinsurance.org/why-you-shouldn%e2%80%99t-wear-a-motorcycle-helmet/</link>
		<comments>http://www.motorcycleinsurance.org/why-you-shouldn%e2%80%99t-wear-a-motorcycle-helmet/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 15:46:26 +0000</pubDate>
		<dc:creator>Kelly Fried</dc:creator>
				<category><![CDATA[Motorcycle Legislature]]></category>
		<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[Motorcycle Helmet Laws]]></category>
		<category><![CDATA[motorcycle insurance]]></category>
		<category><![CDATA[Should you wear a helmet]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.org/?p=911</guid>
		<description><![CDATA[There are a couple of levels to the motorcycle helmet debate, and not every discussion of the issue fully addresses all of these levels. In many cases, opponents on the opposite sides of the issue wind up talking past each other.
I am the law
On the one hand is the question of legality: whether or not [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.org/wp-content/uploads/2010/03/nohelmet2.jpg"><img class="alignnone size-full wp-image-915" title="nohelmet2" src="http://www.motorcycleinsurance.org/wp-content/uploads/2010/03/nohelmet2.jpg" alt="nohelmet2" width="640" height="320" /></a>There are a couple of levels to the motorcycle helmet debate, and not every discussion of the issue fully addresses all of these levels. In many cases, opponents on the opposite sides of the issue wind up talking past each other.</p>
<p><strong>I am the law</strong></p>
<p>On the one hand is the question of legality: whether or not you should be required to wear a motorcycle helmet by the force of law. Those that believe it should be required by law to wear a motorcycle helmet usually cite issues like public health costs and increased costs for medical insurance, <a href="../../../../../">motorcycle insurance</a> and hospital care. They advocate for legislation to make it illegal to ride without a helmet, and many states have such laws on the books. Penalties for not wearing a helmet are usually not too severe, but are significant enough to act as a deterrent.</p>
<p>Opponents of motorcycle laws argue that it ought to be their decision whether or not to wear a helmet. They argue that it is their responsibility, not the government’s, to make sure they’re safe and healthy. They don’t always argue that wearing a helmet is a bad idea. They argue that it should be up to them, however.</p>
<p><strong>Is it safe?</strong></p>
<p>Almost no one in the motorcycle helmet debate will suggest that riding without a helmet is more safe than riding with a helmet. Those who support helmet laws cite statistic after statistic about how much safer it is to ride with a helmet than without.</p>
<p>In many cases, however, they miss the point entirely. Opponents of helmet laws don’t argue that wearing a helmet is less safe than not. They argue, again, that it should be up to them to choose.</p>
<p><strong>Personal choice and social responsibility</strong></p>
<p>The real core of the motorcycle helmet debate is a question of how much individuals should be compelled by the force of law to be socially responsible. We have laws every day that make such requirements. Carrying auto insurance or motorcycle insurance are some examples.</p>
<p>However, the impact of the personal choice not to wear a helmet doesn’t necessarily extend as far as some would suggest. The ultimate risk is to the individual. While there is some overall impact on society, the fact remains that it’s no more or less than the risks involved in many other activities.</p>
<p>The helmet issue isn’t going away anytime soon, but perhaps if the sides can listen more closely to one another they can come to an understanding, and focus on getting the word out about the dangers of riding without a helmet rather than trying to force behavior based on laws.</p>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/bigberto/" target="_self">~MVI~</a></em></p>
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		<title>Which GPS is best for my Motorcycle?</title>
		<link>http://www.motorcycleinsurance.org/which-gps-is-best-for-my-motorcycle/</link>
		<comments>http://www.motorcycleinsurance.org/which-gps-is-best-for-my-motorcycle/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 15:48:58 +0000</pubDate>
		<dc:creator>Jodi Shimp</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Road Trips]]></category>
		<category><![CDATA[Motorcycle GPS]]></category>
		<category><![CDATA[motorcycle insurance]]></category>
		<category><![CDATA[which GPS is best]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.org/?p=908</guid>
		<description><![CDATA[Most motorcycle enthusiasts know that riding out on the open road creates a feeling like no other experience. Spending an afternoon, day, or even a week touring can be an exhilarating and thrilling time, and one that lets you see plenty of cool and interesting places. One of the greatest boons to this kind of [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.org/wp-content/uploads/2010/03/motogps.jpg"><img class="alignnone size-full wp-image-909" title="motogps" src="http://www.motorcycleinsurance.org/wp-content/uploads/2010/03/motogps.jpg" alt="motogps" width="640" height="320" /></a>Most motorcycle enthusiasts know that riding out on the open road creates a feeling like no other experience. Spending an afternoon, day, or even a week touring can be an <strong>exhilarating and thrilling</strong> time, and one that lets you see plenty of cool and interesting places. One of the greatest boons to this kind of touring activity in recent years has been the development of GPS technology.</p>
<p>Today’s GPS receivers are cooler and more advanced than ever. There are even GPS devices specifically built for bikes that include shockproof memory. Today’s GPS boxes have detailed road maps, and may have extra features like <strong>MP3 player </strong>capabilities, support for <strong>Bluetooth</strong> connections and even <strong>Satellite Radio</strong>.</p>
<p>Which GPS device will work best for you is, in many ways, a matter of your individual situation. It depends on where you’re going to be riding, and what kinds of things you want the device to do.</p>
<p>For example, you might want your GPS receiver to do more than just go with you on your bike. You might want to be able to take it hiking, or out on a boat. You might want a GPS device that has a large enough screen to read while you’re going down the road, or you might want one you can reference when you’re stopped. You might want one that has a voice-based route directions, or that may not be a part of what you’re looking for.</p>
<p>Garmin makes a line of GPS receivers that are specially designed to be used by motorcyclists. The <strong>Zumo 665</strong> is waterproof, has map data included for all of the United States and Canada, includes a car kit, has Bluetooth capability, includes XM radio receiver, and even has a weather radar. That one would certainly be toward the top of the heap, and the price tag shows it.</p>
<p>A step down from there is the <strong>Garmin Zumo 660</strong>. This one is also waterproof, has US and Canadian maps, a car kit and Bluetooth, but does not have XM or radar. The <strong>Zumo 550</strong> is similar, and offers XM Radio as an option.</p>
<p>Most of the other major GPS manufacturers offer similar products. Each comes with a variety of accessories, as well. You can get mounts for most of them, and some of them allow you to subscribe to a service that will put real-time traffic data right on your device.</p>
<p>Finally, you need to make sure that your GPS is covered for theft or loss on your <a href="../../../../../">motorcycle insurance</a> policy. The last thing you want to do is have that sucker stolen after paying through the nose for it.</p>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/dawidone/" target="_self">dawidone</a></em></p>
]]></content:encoded>
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		<title>How to Improve Your Motorcycle Gas Mileage</title>
		<link>http://www.motorcycleinsurance.org/how-to-improve-your-motorcycle-gas-mileage/</link>
		<comments>http://www.motorcycleinsurance.org/how-to-improve-your-motorcycle-gas-mileage/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 19:35:35 +0000</pubDate>
		<dc:creator>Heather Bedard</dc:creator>
				<category><![CDATA[Bike Basics]]></category>
		<category><![CDATA[Motorcycle Care Tips]]></category>
		<category><![CDATA[Electric Motorcycle]]></category>
		<category><![CDATA[Improve Motorcycle Gas Mileage]]></category>
		<category><![CDATA[motorcycle insurance]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.org/?p=905</guid>
		<description><![CDATA[The average motorcycle on the road today gets somewhere around 35 to 40 miles per gallon. That is surprisingly low, when you compare the size of the engine and the weight of the motorcycle’s load with that of a car. While some motorcycles can get more than 60 miles to the gallon, that 35 to [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/gas.jpg"><img class="alignnone size-full wp-image-906" title="gas" src="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/gas.jpg" alt="gas" width="640" height="320" /></a>The <a href="http://www.ridetowork.org/files/docs/Trans_Facts.html">average motorcycle</a> on the road today gets somewhere around 35 to 40 miles per gallon. That is surprisingly low, when you compare the size of the engine and the weight of the motorcycle’s load with that of a car. While some motorcycles can get more than 60 miles to the gallon, that 35 to 40 mpg number is where the vast majority fall.</p>
<p>Forgetting for a moment the environmental concerns about burning more gas than you need to, there’s a very practical issue at stake, as well. One of the reasons that most people cite for wanting to ride a motorcycle is for the sake of saving gas. And, while 30 to 45 miles per gallon is much better than a car, it’s not the best it can be.</p>
<p>Here are some quick and easy ways to improve your motorcycle’s gas mileage:</p>
<ol>
<li><strong>Keep your engine clean.</strong> A clean engine is an efficient engine.      Make sure you regularly use a fuel additive to keep things humming along      on the inside.</li>
<li><strong>When you can, drive on      the highways.</strong> Long stretches      of road without stop signs are better for fuel efficiency. All of that      stop and go of traffic just sucks the gas right out of your tank.</li>
<li><strong>If you ride in the      city, consider a lighter bike.</strong> If most of your driving is in the city, a lighter bike will help to reduce      the amount of fuel you’re using.</li>
<li><strong>Keep your tires      inflated.</strong> While the amount of      fuel you can save by keeping your motorcycle’s tires inflated is less than      what you’d save in a car, it can still help your overall mileage.</li>
<li><strong>Don’t drive      aggressively.</strong> Brake and      accelerate slowly. Keep a constant speed whenever possible.</li>
<li><strong>Watch your speed.</strong> Stay at or under the speed limit. For      every 5 miles per hour over about 55, you could be costing yourself as      much as 2 miles per gallon or more. Not only that, keeping free of tickets      will be a boon to your <a href="../../../../../">motorcycle      insurance</a>.</li>
<li><strong>Dress aerodynamically.</strong> A full-faced helmet is much more      aerodynamic than other helmets, for example.</li>
<li><strong>Watch for accessories      that create drag.</strong> If you have      accessories attached to your bike that stick out, they’re going to create      drag and reduce your fuel efficiency.</li>
<li><strong>Use higher-grade fuel.</strong> How much this will save you depends      largely on the price of the fuel, but it will allow you to use less fuel.</li>
<li><strong>If all else fails,      consider an electric motorcycle.</strong> The world of electric bikes has made great strides in recent years.</li>
</ol>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/rspeed/" target="_self">Rob Speed</a></em></p>
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		<title>Cool and Not-So-Cool Motorcycle Names</title>
		<link>http://www.motorcycleinsurance.org/cool-and-not-so-cool-motorcycle-names/</link>
		<comments>http://www.motorcycleinsurance.org/cool-and-not-so-cool-motorcycle-names/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 18:48:30 +0000</pubDate>
		<dc:creator>Harry Jones</dc:creator>
				<category><![CDATA[Fun]]></category>
		<category><![CDATA[Best and Worst Names]]></category>
		<category><![CDATA[motorcycle insurance]]></category>
		<category><![CDATA[Motorcycle Names]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.org/?p=902</guid>
		<description><![CDATA[OK, so one thing that bike manufacturers have never been shy about is coming up with interesting names. Some motorcycle names have stood the test of time, along with the bike they represent. Others have, thankfully, been taken to the motorcycle junkyard in the sky.
Here are some of the best motorcycle names ever to hit [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/thundercat.jpg"><img class="alignnone size-full wp-image-903" title="thundercat" src="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/thundercat.jpg" alt="thundercat" width="640" height="320" /></a>OK, so one thing that bike manufacturers have never been shy about is coming up with interesting names. Some <a href="../../../../../27-wicket-motorcycle-helmets/">motorcycle names</a> have stood the test of time, along with the bike they represent. Others have, thankfully, been taken to the motorcycle junkyard in the sky.</p>
<p>Here are some of the best motorcycle names ever to hit the industry:</p>
<ol>
<li><strong>Katana</strong>. This one rocks. The name invokes sleek, sharp and deadly steel, and the bike more or less lives up to the name. A good idea.</li>
<li><strong>Ninja</strong>. With apologies to all of you pirate devotees, anything named after ninjas is cool. The only thing cooler is if this one were combined with the Katana. Then, you&#8217;d not only have a sword, but one wielded by a ninja.</li>
<li><strong>Goldwing</strong>. For me, this one has always invoked the memory of Burt Reynolds Trans Am in Smokey and the Bandit. The Goldwing is Honda&#8217;s version of Burt&#8217;s Trans Am. Therefore, it makes the &#8220;cool&#8221; list.</li>
<li><strong>Valkyrie</strong>. This bike looks like it was inspired by Ancient Nordic female warriors. It has a strong feel to it, and riding one makes you believe you could crush any puny human with a mere pinch.</li>
<li><strong>Thundercat</strong>. Maybe I just loved the cartoon as a kid, but I always pictured Lion-O riding one of these. I wonder if Mum-ra required him to carry <a href="../../../../../">motorcycle insurance</a>?</li>
</ol>
<p>Unfortunately, there have been more not-so-cool motorcycle names than there have been cool ones. I’ll limit my list to 5, though, just to keep things fair:</p>
<ol>
<li><strong>Dominator.</strong> This might have been an OK name if the bike weren’t so wimpy.</li>
<li><strong>Eliminator.</strong> This one suffers from the same problem. This bike looks and rides like anything but an eliminator. “Eliminated” might have been more appropriate.</li>
<li><strong>Fazer.</strong> Really? Shall I set your motorcycle to “stun?” Perhaps the remake will be better than the original.</li>
<li><strong>Pan-European.</strong> This sounds more like an airline than it does a motorcycle. Even if you do try to associate it with a motorcycle, you wind up thinking more of a delivery scooter than a real bike.</li>
<li><strong>V-Max.</strong> OK, I’ll be the one to say it. Any motorcycle whose name sounds like a feminine hygiene product really should be taken off the market.</li>
</ol>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/travellingtamas/" target="_self">travellingtamas</a></em></p>
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		<title>Brain Buckets Boost Biker Accident Survival</title>
		<link>http://www.motorcycleinsurance.org/brain-buckets-boost-biker-accident-survival/</link>
		<comments>http://www.motorcycleinsurance.org/brain-buckets-boost-biker-accident-survival/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 17:37:06 +0000</pubDate>
		<dc:creator>Harry Jones</dc:creator>
				<category><![CDATA[Motorcycle Legislature]]></category>
		<category><![CDATA[Brain Buckets]]></category>
		<category><![CDATA[Helmet Laws]]></category>
		<category><![CDATA[Helmet Safety]]></category>
		<category><![CDATA[motorcycle insurance]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.org/?p=899</guid>
		<description><![CDATA[As much as some bikers dislike being forced to wear helmets, the fact of the matter is that they save lives.
Don’t misunderstand me. I’m not suggesting for a minute that motorcyclists ought to be forced, by the threat of law, to wear a helmet. In fact, I’m all for living in a world where you [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/skeletonmotorcycle.jpg"><img class="alignnone size-full wp-image-900" title="skeletonmotorcycle" src="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/skeletonmotorcycle.jpg" alt="skeletonmotorcycle" width="640" height="320" /></a>As much as some bikers dislike being forced to wear helmets, the fact of the matter is that they save lives.</p>
<p>Don’t misunderstand me. I’m not suggesting for a minute that motorcyclists ought to be forced, by the threat of law, to wear a helmet. In fact, I’m all for living in a world where you make your own choices and where you are responsible for the consequences of your actions.</p>
<p>Let’s forget the legal question for a little while. After all, life is about more than politics. Life is about driving down the road on your beloved bike, and about enjoying your free time with friends and other loved ones.</p>
<p><strong>A question of life</strong></p>
<p>Helmets are the most important piece of protective gear that a motorcyclist can wear. A helmet exponentially reduces the amount of damaged caused to the head in a traffic accident. In fact, a biker who’s not wearing a helmet is three times as likely to have an injury to the brain during an accident as a motorcyclist that is wearing a helmet. Many of those brain injuries lead to death or permanent and severe disability.</p>
<p><strong>Motorcycle helmet laws muddy the issue</strong></p>
<p>When states pass helmet laws, it clouds the issue. The theory behind these laws is that, by passing these laws, there will be fewer brain injuries as a result of motorcycle accidents, fewer dead citizens, and fewer severe injuries that must be cared for at the expense of the public. Proponents argue that these kinds of injuries drive up the cost of hospital care and other health care. They also argue that it has a negative effect on <a href="../../../../../">motorcycle insurance</a> rates.</p>
<p>Opponents argue that the laws impede their freedom. They argue that helmet laws unfairly single out bikers. In some cases, they even oppose these laws on constitutional grounds.</p>
<p><strong>A more effective way to save lives</strong></p>
<p>I’d suggest that there’s a better way.</p>
<p>Rather than work to have government force its will (or your will) upon motorcyclists, there are more effective ways to save lives. For example, just getting the word out about how dangerous riding without a helmet can be will save lives. Be as graphic as you need to be. In the same way that pictures of a cancerous lung can be an impediment to smoking, head injury pictures can help convince a biker to wear a helmet.</p>
<p>Laws don’t change hearts and minds. Truly effective, long-term change is harder to accomplish than just getting a law passed.</p>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/jburgin/" target="_self">Jeremy Burgin</a></em></p>
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		<title>Don’t Miss the Indiana Motorcycle Expo</title>
		<link>http://www.motorcycleinsurance.org/don%e2%80%99t-miss-the-indiana-motorcycle-expo/</link>
		<comments>http://www.motorcycleinsurance.org/don%e2%80%99t-miss-the-indiana-motorcycle-expo/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 16:34:08 +0000</pubDate>
		<dc:creator>Jodi Shimp</dc:creator>
				<category><![CDATA[Motorcycle Expos]]></category>
		<category><![CDATA[Indiana Motorcycle Expo]]></category>
		<category><![CDATA[motorcycle insurance]]></category>
		<category><![CDATA[Motorcycle License Skills Test]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.org/?p=896</guid>
		<description><![CDATA[Indianapolis is known as the “Crossroads of America,” and it’s one of the best places to have a great event like the Indiana Motorcycle Expo. Indianapolis is used to hosting visitors each May with the Indianapolis 500, as well as numerous conventions and gatherings around the year. Indy itself has tons to offer folks who [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/tractorbike.jpg"><img class="alignnone size-full wp-image-897" title="tractorbike" src="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/tractorbike.jpg" alt="tractorbike" width="640" height="320" /></a>Indianapolis is known as the “Crossroads of America,” and it’s one of the best places to have a great event like the <a href="http://www.indianamotorcycleexpo.com/show_features/index.htm">Indiana Motorcycle Expo</a>. Indianapolis is used to hosting visitors each May with the Indianapolis 500, as well as numerous conventions and gatherings around the year. Indy itself has tons to offer folks who come in for the Motorcycle Expo.</p>
<p>Not that the Expo itself isn’t enough, of course. Here are some of the events highlighted at this year’s Indiana Motorcycle Expo, held February 25<sup>th</sup> to the 28<sup>th</sup>, 2010 at the Indiana State Fairgrounds:</p>
<ul>
<li><strong>Motorcycle license      skills test.</strong> ABATE of      Indiana offers the test necessary to become licensed to drive a motorcycle      in the State of Indiana. If you don’t already have your permit, though,      you’re going to be out of luck: there’s a 30-day waiting period after      getting your permit before you can get your license. In addition, ABATE      will be holding motorcycle classes so that folks interested in learning to      ride a motorcycle can get the licensing process started right here at the      expo.</li>
<li><strong>Tiny Tots Test Track.</strong> It isn’t just grown-ups who get to test      at the expo. This track is build for first time motorcycle riders, and is      a safe, fun environment for you to take your child to have her first      motorcycle ride. There’s also the ABATE Children’s Motorcycle Adventure, a      series of hands-on activities aimed at the little ones.</li>
<li><strong>Vintage Motorcycle      Display.</strong> The Indy Vin Moto      group is a vintage motorcycle enthusiast club in Indianapolis. They      feature bikes from as far back as the early 1900s up to the 1980s. This      year, they’re showcasing a number of vintage racing bikes including a 1937      Rudge Ulster.</li>
<li><strong>Bikers Showcase Bike Contest.</strong> This contest, sponsored by Lucas Oil      (the company that now also sponsors Lucas Oil Stadium, home of the      Indianapolis Colts) is one of the coolest in the nation. Bikes entered in      the contest will be judged in a number of qualities, including originality,      condition, detail, finish, design and workmanship. There will be trophies      for several bike types, including American Big Twins, Euro/Asian bikes,      Touring bikes, Vintage bikes and Chopper/Radical bikes, as well as a Best      of Show.</li>
<li><strong>Motorcycle Fashion Showcase. </strong>Sponsored by Hardee’s,      models will strut the latest motorcycle wear on the runway. Get ready to      have your engine get revved up for this one.</li>
<li><strong> Motorcycle vendors.</strong> You’ll find everything you need from <a href="../../../../../27-wicket-motorcycle-helmets/">helmets</a> to <a href="../../../../../">motorcycle insurance</a> at the expo, as well.</li>
</ul>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/quinet/" target="_self">quinet</a></em></p>
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		<title>Bike Rider Road Risks</title>
		<link>http://www.motorcycleinsurance.org/bike-rider-road-risks/</link>
		<comments>http://www.motorcycleinsurance.org/bike-rider-road-risks/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 15:49:16 +0000</pubDate>
		<dc:creator>Harry Jones</dc:creator>
				<category><![CDATA[Motorcycle Safety]]></category>
		<category><![CDATA[motorcycle insurance]]></category>
		<category><![CDATA[Motorcycle Road Risks]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.org/?p=893</guid>
		<description><![CDATA[A good motorcyclist knows that the road is a dangerous place. That’s part of the reason that many folks ride motorcycles. The thrill of being on a bike with the wind blowing in your face and the pavement zipping by is just one of the experiences that draw people in to biking.
Still, motorcycle riding has [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/funnysign.jpg"><img class="alignnone size-full wp-image-894" title="funnysign" src="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/funnysign.jpg" alt="funnysign" width="640" height="320" /></a>A good motorcyclist knows that the road is a dangerous place. That’s part of the reason that many folks ride motorcycles. The thrill of being on a bike with the <strong>wind blowing in your face and the pavement zipping by</strong> is just one of the experiences that draw people in to biking.</p>
<p>Still, motorcycle riding has its dangers. Consider just a few specific facts:</p>
<ul>
<li>In      <strong>more than 60 percent </strong>of      accidents between motorcycles and another vehicle, the other vehicle’s      driver caused the accident by violating the motorcycle’s right of way.      Other vehicles aren’t always on the lookout for bikes like they should be.</li>
<li>A      motorcyclist is about <strong>25 more times      likely to die</strong> during a traffic crash than someone in a car. Injury is      almost guaranteed, as they’re about 5 times as likely to sustain some form      of injury or another. Motorcycle crashes are more harmful and more deadly      than typical traffic accidents.</li>
<li>Those      accident statistics extrapolated out don’t bode well, either. On a      per-mile traveled basis, motorcycle riders were more than <strong>15 times as likely to die</strong>, and      about three times as likely to sustain an injury.</li>
</ul>
<p>Needless to say, the road has risks.</p>
<p>As a motorcycle rider, though, there are things you can do to identify areas of risk and to avoid them. A good biker knows the road, knows what to watch for and is constantly vigilant about bike safety.</p>
<p>Yet, motorcycle safety is different than car safety. Here are a few of the unique safety issues that face bikers:</p>
<ul>
<li><strong>Road hazards. </strong>What might be a minor annoyance or bump      for a car driver can be a major obstacle for a motorcyclist. Things like      debris, potholes, ruts, uneven pavement and even railroad tracks pose a      threat you need to watch out for.</li>
<li><strong>Wobbling.</strong> At higher speeds, a bike’s front end      can start to shake, if the bike’s not properly aligned. That wobble can      lead to an accident very quickly.</li>
<li><strong>Other drivers.</strong> A motorcycle is a relatively small      visual target. It’s easy to become obscured, especially at an      intersection. You need to drive in such a way as to be seen by other drivers.</li>
<li><strong>Riding skill.</strong> Riding a motorcycle takes a lot more      skill than driving a car. You need to make sure you can handle your bike      well before you ever take it out on the road into traffic.</li>
<li><strong>Insurance.</strong> <a href="../../../../../">Motorcycle insurance</a> is a      necessity. It helps keep everyone else’s medical costs down, and it helps      take care of you if the unfortunate happens.</li>
</ul>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/doug88888/" target="_self">doug88888</a></em></p>
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		<title>Proposals in Nebraska Legislature Include Mandatory Helmet Repeal</title>
		<link>http://www.motorcycleinsurance.org/proposals-in-nebraska-legislature-include-mandatory-helmet-repeal/</link>
		<comments>http://www.motorcycleinsurance.org/proposals-in-nebraska-legislature-include-mandatory-helmet-repeal/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 15:53:56 +0000</pubDate>
		<dc:creator>Heather Bedard</dc:creator>
				<category><![CDATA[Motorcycle Legislature]]></category>
		<category><![CDATA[Mandatory Helmet Law]]></category>
		<category><![CDATA[motorcycle insurance]]></category>
		<category><![CDATA[Nebraska Helmet Law]]></category>
		<category><![CDATA[Nebraska Legislature]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.org/?p=890</guid>
		<description><![CDATA[After being in effect since 1990, the Nebraska&#8217;s mandatory motorcycle law may be repealed if a current proposal in the legislature is passed. However, the proposal doesn&#8217;t sway those who see the devastation that can be caused by motorcycle crashes.
Police Weigh In
&#8220;As a police officer, I&#8217;m pro-helmet,&#8221; said Columbus Police Captain, Todd Thalken. He used [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/helmetlaw.jpg"><img class="alignnone size-full wp-image-891" title="helmetlaw" src="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/helmetlaw.jpg" alt="helmetlaw" width="640" height="320" /></a>After being in effect since 1990, the Nebraska&#8217;s mandatory motorcycle law may be repealed if a current proposal in the legislature is passed. However, the proposal doesn&#8217;t sway those who see the devastation that can be caused by motorcycle crashes.</p>
<p><strong>Police Weigh In</strong></p>
<p>&#8220;As a police officer, I&#8217;m pro-helmet,&#8221; said Columbus Police Captain, Todd Thalken. He used to be a motorcycle owner who rode lid-less before the 20-year-old state helmet requirement went into effect and has also ridden with a helmet. &#8220;I can see both sides of the issue.&#8221;</p>
<p>Platte County Sheriff, Jon Zavadil, also sees the benefits of helmets.</p>
<p>&#8220;I&#8217;d think that motorcycle riders would want any advantage they could get (in the event of an accident),&#8221; <a href="http://insurancenewsnet.com/article.aspx?id=158887&amp;type=newswires">Zavadil said</a>. Riders don&#8217;t have much chance without a helmet of escaping injury in the case of an accident, especially on the highway or the interstate, he said.</p>
<p>Zavadil also mentioned that when Texas recently repealed its helmet law, it saw a corresponding increase in injuries.</p>
<p><strong>Other Amendments</strong></p>
<p>Other amendments conspired to have the bill be unsuccessful. This included requiring motorcycle riders to have long term care <a href="../">insurance</a> in case they sustained serious injuries.</p>
<p>Some elements of the bill may gather support such as requiring that only riders who are 21 or older could go helmet free, requiring riders to wear eye protection and relook at the helmet law repeal in five years.</p>
<p>Since 1997, six states have repealed a mandatory helmet law. If passed, Nebraska would be the seventh.</p>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/superde1uxe/" target="_self">superde1uxe</a></em></p>
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		<title>Motorcyclists among the Many Concerned About a Health Care Bill</title>
		<link>http://www.motorcycleinsurance.org/motorcyclists-among-the-many-concerned-about-a-health-care-bill/</link>
		<comments>http://www.motorcycleinsurance.org/motorcyclists-among-the-many-concerned-about-a-health-care-bill/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 14:00:49 +0000</pubDate>
		<dc:creator>Harry Jones</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[ABATE]]></category>
		<category><![CDATA[Health Care Bill]]></category>
		<category><![CDATA[HIPAA]]></category>
		<category><![CDATA[motorcycle insurance]]></category>

		<guid isPermaLink="false">http://www.motorcycleinsurance.org/?p=887</guid>
		<description><![CDATA[The political landscape of health care reform has shifted wildly in the past few months. But one thing appears certain—eventually, it will be reintroduced in some fashion.
Among the many issues to consider when reviewing the bill is one that concerns the motorcycle riders of America—the possible requirement to purchase healthcare insurance and coverage for a [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/motorcyclerally.jpg"><img class="alignnone size-full wp-image-888" title="motorcyclerally" src="http://www.motorcycleinsurance.org/wp-content/uploads/2010/02/motorcyclerally.jpg" alt="motorcyclerally" width="640" height="320" /></a>The political landscape of health care reform has shifted wildly in the past few months. But one thing appears certain—eventually, it will be reintroduced in some fashion.</p>
<p>Among the many issues to consider when reviewing the bill is one that concerns the motorcycle riders of America—the possible requirement to purchase healthcare insurance and coverage for a motorcyclist involved in a crash.</p>
<p><strong>The Heart of the Issue</strong></p>
<p>Their concern is that not only could they be possibly forced to purchase <a href="../../../../../">insurance</a> but that they still won&#8217;t be covered when they do!</p>
<p>This stems from the fact that when the HIPAA law, which intended to insure non-discrimination in health coverage, was implemented, insurers were allowed to deny health benefits for an otherwise covered injuries. These included injuries from certain types of recreational activities such as skiing, horseback riding, snowmobiling or motorcycling.</p>
<p><strong>A.B.A.T.E</strong>.</p>
<p>ABATE stands for A Brotherhood Aimed Towards Education.  It was formed in the early 1970&#8217;s to protect and assist motorcyclists in the legislate realm.</p>
<p>The group&#8217;s mission is to &#8220;preserve the universal right to a safe, unrestricted motorcycling environment, and to propose and advocate actions that can be taken by elected and appointed officials to protect and conserve the natural resources of the State of Illinois, and ensure through professional management that sustainable use, recreational opportunities and enjoyment of these new resources is available for this and future generations.&#8221;</p>
<p>They are urging elected Washington officials to fully understand how the health care bill will impact their constituents including those who partake in so called &#8220;recreational activities.&#8221;</p>
<p>The ABATE chapter in Florida is also suggesting that if the health care reform becomes law, that all elected officials partake in that plan instead of using their private, tax payer paid for health insurance.</p>
<p><em>Photo via <a title="attribution" href="http://www.flickr.com/photos/seat850/" target="_self">| El Caganer</a></em></p>
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